The recession and how it affected your credit

THE RECESSION BROUGHT TO MANY, FOR THE FIRST TIME IN THEIR LIFE, A DAMAGED CREDIT HISTORY AND LOWER SCORES. Adding insult to injury, many scoring models changed to give more ‘weight’ to credit card debt. If you were unable to expeditiously pay down your balances, or...

Credit Repair Tips from Kathy

“I WISH I WOULD HAVE KNOW THIS SOONER!” This is what I am often told when reviewing credit reports and giving clients advise and options regarding the information in the reports. Once you know your path to improving the report information and scores, the sooner you...

Mortgage Lender Feedback

Below is an email a mortgage lender sent to his client, 2/25/14, whose scores/reports didn’t qualify for loan: I just wanted to follow up and make the introduction if you are still interested.  I actually got a call from another client I referred to Kathy and...

Credit Repair For Home Buyers

If you’re looking to purchase, today’s historically low rates will allow you to purchase a more expensive home without breaking your budget. We’re in that sweet spot of low prices & low rates.  Now is a great time to buy! Some argue that you...