How We Work
HOW LONG WILL IT TAKE TO IMPROVE MY CREDIT?
We cannot guarantee your credit will improve to the extent that you and Credit Team desire by a certain date. What we can do is inform you how long it has taken previous clients to improve their credit worthiness. In certain cases you may have the results you desire within five weeks.
ANALYSIS AND CONSULTATION
For only $49 a credit counselor will develop your individualized plan focused on your goals. We email you a list of accounts which includes derogatory and active accounts. Once you have this list we spend as much time needed, via phone or Skype, to help you understand your report information and the option(s) for improving your credit worthiness. The credit counselor will also quote you the fee to retain Credit Team services to verify accounts in your credit reports, if this is appropriate. Sometimes the consultation is all that is appropriate.
Our mission is to educate our clients in understanding their path to improve their credit worthiness. Credit history and current use of credit has a tremendous impact on our credit reports and scores, and no two paths to recovery are the same. Through caring client relationships, creative thinking, ethical and affordable service, we help our clients come closer to realizing their dreams.
UP FRONT FEES
We charge only after our services are generated. There are NO up front fees for our service.