by Ryan Kackley | Feb 19, 2016 | Scores
Experian, Trans Union and Equifax do not generate your credit score. The three bureaus generate credit report, but they do not generate your credit score or advise lenders whether to approve or deny an application. There are several companies and dozens of scoring...
by kathywardteam | Nov 8, 2014 | Scores
We have noticed Trans Union has changed their scoring model for most mortgage lenders causing a drop in TU scores. This is particularly irritating if you are approved for a loan, then before the loan is completed, your scores are again pulled and TU score might no...
by kathywardteam | Aug 18, 2014 | Scores, Uncategorized
There are dozens of credit score models generated by each credit bureau and unique to different industries like mortgage lenders, credit card issuers, auto loans and insurance providers. This risk assessment isn’t consistent from industry to industry or even lender...
by kathywardteam | Aug 18, 2014 | Scores
Verify the fees of the online site you are considering. TV advertising, by companies that offer a free credit report, is not cheap! Most of these sites give you only a glimpse of what you need and in order to obtain your three reports and scores they charge much more...
by kathywardteam | Jul 16, 2014 | Scores
You were approved for a mortgage loan a few months ago, but when the lender now pulls your scores, you don’t qualify. We have recently seen instances where at least one mortgage score has fallen, even though there was no change in the credit report...
by kathywardteam | Sep 25, 2013 | Home Buyers, Questions and Answers, Scores
WOW! Just checked the three credit scores for two clients and after just one month they rose: 55, 42 and 10 points 13, 55 and 70 points We will continue to work on the reports and watch the scores rise even more!
