How to find the right Credit score team

How to find the right Credit score team

Experian, Trans Union and Equifax do not generate your credit score. The three bureaus generate credit report, but they do not generate your credit score or advise lenders whether to approve or deny an application. There are several companies and dozens of scoring...

Change In Trans Union Mortgage Scores

We have noticed Trans Union has changed their scoring model for most mortgage lenders causing a drop in TU scores.  This is particularly irritating if you are approved for a loan, then before the loan is completed, your scores are again pulled and TU score might no...

Is there possibly a free way to track my credit score?

Verify the fees of the online site you are considering. TV advertising, by companies that offer a free credit report, is not cheap!  Most of these sites give you only a glimpse of what you need and in order to obtain your three reports and scores they charge much more...

Mortgage Scoring Models Seem to Be Changing

You were approved for a mortgage loan a few months ago, but when the lender now pulls your scores, you don’t qualify.  We have recently seen instances where at least one mortgage score has fallen, even though there was no change in the credit report...