by kathywardteam | Sep 12, 2011 | Revolving/credit card accounts, Uncategorized
It is important to keep credit cards open and active in order to constantly feed positive information into the credit report. Ask a relative to add you on as an ‘authorized user’, also known as ‘piggybacking’, to their credit card(s). An...
by kathywardteam | Apr 20, 2011 | Scores
Credit Keeper home page is black, white, and red, and there is a man with glasses reading a paper. To view your scores and reports after logging in, below ‘monitor’ click on ‘access credit reports’, next page toward left side and middle of...
by kathywardteam | Apr 19, 2011 | Scores
Your scores and reports will update once a month, but only if you order an updated report, which is the ‘report’ tab above the score graph.
by kathywardteam | Mar 15, 2011 | Scores
3/15/11 Currently Credit Keeper and mortgage scores are running fairly close, with exception of Equifax. Equifax mortgage scores tend to be 20 points above the CK scores.
by kathywardteam | Mar 3, 2011 | Scores
You recently opened a new account, which will lower your scores for several months…until you prove you can handle the responsibility of that account. It is because of this that we usually do not recommend new accounts within six months of attempting a mortgage...
by kathywardteam | Mar 3, 2011 | Scores
If you are using Credit Keeper to view your reports and scores online, at this time we do not use the ‘score tracker’. It currently has little relevance; please refer to the three inidvidual scores. You can order new reports and scores once a...
by kathywardteam | Mar 3, 2011 | Scores
Vantage Score rates credit from 501 to 990, giving each individual a letter grade ranging from A to F. The benefits the Vantage Score system offers over the FICO system seems to be largely illusory. It is speculated that Vantage will likely coexist alongside FICO...
by kathywardteam | Dec 27, 2010 | Judgments
Title companies conduct a judgment search on buyers prior to purchase of property. The reason this is done is based on the fact that the plaintiff, who filed the judgment, can attach a lien to the property once the buyer has purchased it. The search is usually done...
by kathywardteam | Nov 20, 2010 | Revolving/credit card accounts
This depends on your current credit history and what your goals are for future financing. This might be a necessary step to raise your scores or it might keep you from obtaining your goals. For only $49 we will evaluate your reports and determine what is best for...