My scores recently dropped. Do you know why?

You recently opened a new account, which will lower your scores for several months…until you prove you can handle the responsibility of that account. It is because of this that we usually do not recommend new accounts within six months of attempting a mortgage...

What is Vantage Score?

Vantage Score rates credit from 501 to 990, giving each individual a letter grade ranging from A to F.  The benefits the Vantage Score system offers over the FICO system seems to be largely illusory.  It is speculated that Vantage will likely coexist alongside FICO...