COST OF NEGATIVE CREDIT INFORMATION
Compare What Good Credit Can Do For You

If you are paying 6% for a $300,000 mortgage while your neighbor is paying 7% for their $300,000 mortgage, that is a difference of nearly $50,000 over a 30-year mortgage.

Don’t wait 7-10 years. Call the Credit Team today and begin restoring your credit.

Your credit score will cost you $, or save you $.

The small cost of having your credit reports improved is far outweighed by the savings you will realize on future loans and present loans that can be refinanced at lower rates because of your new and improved credit.

NO LAW REQUIRES NEGATIVE INFORMATION TO REMAIN ON YOUR CREDIT REPORTS

Negative information can stay on a report for as long as 7 to 10 years. And in the case of a collection account being sold from one collection agency to another, the negative entry can remain on your files for even longer.

Recent studies by several ‘Consumer Advocacy Groups’ concluded that up to 70% of consumers have inaccurate information that falsely portrays a negative credit rating. Because of negative entries on credit reports consumers are forced into paying higher interest rates on loans and insurance. They are often denied the ability to rent and obtain employment.

The good news is that federal law allows you to review your reports and challenge the negative or derogatory information. Despite the fervent claims that negative information must stay on your credit reports, Credit Team has deleted or upgraded thousands of negative entries for their clients.